What to do when you start having a Money problem

Many people think that the best solution to a Money problem is to get a credit card or to loan money from a friend or a financial institution.  The cause to a Money problem is often the fact that you can’t really afford all the things you are buying and you are not producing enough money.  Producing more money is the best option if you don’t want to decrease the amount of money that you are spending. This can actually be very difficult to achieve since you can’t just wish you made more money. You need to do something about it. You can try making extra hours at work, asking for a raise in your salary or getting a second job in order to produce more income.

Reducing your expenses is the logical thing to do. Getting financial aids such as credit cards will only buy you time if you are spending more than you are producing. This is why it is important that you know exactly how much money you are making and where it is going. A very good way to have a closer idea is to record all your transactions for at least 30 days if not 60. This will give you a good insight on how your money is being spent.  Then you need to find what adjustments you can make in order to decrease the amount of money you are spending. Do not try to make your income match your budgets. One should always have an amount left for unexpected expenses such as medical bills. If we have a tight budget one little tiny problem can get us into trouble. If you don’t spend that money you can always save it just in case which is a very good idea.

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Ways To Prevent Getting Traffic Tickets

When you’re out and about driving, police are always somewhere close to you. The chances of getting a ticket can be significantly reduced by following a few simple tips to keep you safe. You have to realize that states are facing extreme budget deficits, forcing law enforcement to write more tickets than ever before. You can bet your hard earned dollars that the police want to hold you accountable for your driving mistakes. Using common sense, we’ve come up with a list of driving tips that can ensure you don’t fall victim to the ticket crisis.

Tip #1: Drive In Packs
If you’re driving along the highway, staying within a group of other cars can help keep you safe. In most cases, the “leader of the pack” will be pulled over first and not you. This significantly reduces the chances that you’ll get a ticket if you’re just a follower. Sometimes you have to speed to make it to your destination on time. If this is your circumstance, then choose to drive in a pack, it will work to keep most of the drivers safe from tickets. Tip #2: Always Be On The Lookout For Speed Traps
Always be on the lookout for places where police could hide. If you pay close attention to the routes you frequently drive, you’ll be able to remember where the police most frequently hide to catch speeders. Also, always use your rear view mirror to make sure there isn’t a police officer behind you. If there is, quickly correct your speed and drive cautiously.

Tip #3: Know The Traffic Laws
The more you obey the law, the less trouble you’ll be able to get into. If you know the traffic laws and obey them to the best of your ability, you’ll be less likely to be pulled over and issued a citation. Many drivers forget the traffic laws or even worse, completely disregard them. Many drivers find out the hard way that they should have remembered the all important traffic laws.

Tip #4: Perform Frequent Maintenance On Your Vehicles
When you have a tail light out, this is a immediate signal for police to pull you over. The better condition you keep your car in, the less chance there will be for the police to find a reason to write you a ticket. Most people who keep their cars in pristine condition don’t get pulled over by the police, especially if they obey the traffic laws and drive at a reasonable speed.

Tip #5: Don’t Outfit Your Car With Eye Catching Details
You may not have known this, but police officers don’t like cars that grab a lot of attention. They like to make sure that other drivers aren’t distracted by flashing lights and hoopla. If you’re going to be driving on the road, it means you should be courteous to other drivers, and that means no eye catching accessories that could cause a wreck. If you’re stopped by the police, make sure you be courteous and respectful. Police have a difficult job and when they encounter a rude driver, they are more inclined to write tickets. Also remember that anything you say can be used against you in a court of law.

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Arizona Legislature Demonstrates Support of Joint Custody in New Law

With all the news coverage of Arizona’s new immigration law, much less attention has been paid to other new laws coming out of the recently ended legislative session. One such law, SB 1314, may affect custody decisions regarding minor children in contested divorces and other child custody proceedings.

The new law, which was signed by Governor Brewer on May 3, 2010, amends three sections of Title 25 (Marital and Domestic Relations). Most notably, although it stops short of creating a legal presumption in favor of joint custody, it does express a strong preference for it. The new law also allows courts to sanction parties in custody cases, and adjusts the rules that govern moving a child.

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The Child’s Best Interest

The first provision expressly states that, absent evidence to the contrary, it is in the child’s best interest “to have substantial, frequent, meaningful and continuing parenting time with both parents” and “to have both parents participate in decision-making about the child.” The new law then calls on courts to apply the family law provisions of Title 25 accordingly.

The provision as passed by the legislature and signed by the governor does not create a presumption in favor of either joint legal custody or joint physical custody (although an earlier version that the legislature considered-but rejected-did create such a presumption). Nevertheless, the language in the new law does track closely with the definitions of joint legal custody and joint physical custody (references to “parenting time” correspond to physical custody and “decision making” to legal custody), so judges will certainly be aware that the legislature intended to demonstrate that it favors joint custody.

Currently, judges use a list of factors outlined in section 25-403 to help determine what is in the best interests of the child when custody is contested. It may be a few months before we know exactly how the judiciary will implement the new law, but it is likely that those same factors will still be considered, but the judge will begin from the presumption that parenting time and decision-making with both parents is in the child’s best interest, and then consider the factors that may require the court to deviate from that preference.

The new law makes no change to protections that were already in place to prevent joint or sole custody with an unfit parent – instances such as significant domestic violence, recent drug offenses, or if the parent is a registered sex offender or is convicted of first-degree murder of the other parent.

Attorney’s Fees

A second provision of the new law concerns sanctions in custody cases, in the form of awarding attorney’s fees to the other party. The new law directs the judge to award attorneys’ fees to the other party if one party filed a petition in the custody hearing for an improper purpose, such as to harass the other party, create delay, or increase litigation costs. Attorney’s fees would also be awarded for filings that were not grounded in fact or based on law, or other filings that were not in good faith.

Here, the legislature was likely responding to anecdotal evidence that custody disputes often erupt into unproven accusations and name-calling that do nothing to further the child’s best interests. As with the previous provision, the legislature considered, but ultimately rejected, stronger measures that would require one party to pay attorney’s fees to the other party if he or she challenged the other party’s fitness to be part of joint custody and lost. Under the new law, divorce lawyers canton ga there is no penalty for unsuccessfully challenging the fitness of the other parent, unless it was done improperly.

Moving a Child

The third provision makes a small change to the Arizona law that governs the notice that must be made to the other parent if the custodial parent moves outside Arizona, or moves more than 100 miles within Arizona, with the child. The existing law allows the court to sanction a parent who moves with the child without notifying the other parent, while the new law requires the court to issue the sanction, but only applies when the parent has done so without good cause.

Like nearly all laws passed in this legislative session, these new provisions go into effect 90 days from when the legislature adjourns; they will be effective on July 29, 2010. If you have any questions about how these new provisions may affect your rights as a parent, talk to an experienced family law attorney who can explain the provisions of the new law and help you protect your legal rights – and the rights of your child.

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